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As Drought Punishes, Some Americans Reeling from Billion-Dollar Hail Damage

Property damage from just two intense hailstorms that pelted large cities recently could exceed $1.5 billion.

Jul 18, 2012
Hail storm

While the nation is fixated on the punishing heat and drought gripping the United States, parts of the country are still coping with losses from another blast of extreme weather that battered their cities, towns and farms this spring: hailstorms.

The Storm Prediction Center in Norman, Okla., said there were about 500 more reports of one-inch diameter or larger hail the first half of this year than the 2005-2011 average. Property damage from just two intense hailstorms that hit large cities could exceed $1.5 billion.

Is this year's hail onslaught a sign of things to come in a warming world? Much uncertainty remains about climate change's impact on future hailstorms, with some scientists saying there could be fewer of them, and others predicting even more damage in the future.

Extreme Hail

To call some of this year's hailstorms "extreme" might be putting it mildly. Here's a recap of just a few of them:

— On April 12, pea-sized hail pelted northern Texas near Amarillo. Nothing remarkable there—except the volume. There was so much, mixed with rain, that snowplows had to be called out to clear 4-foot-high drifts.

— Two days later, another high-volume storm, the likes of which long-time residents said they'd never seen before, inundated Norfolk, Neb., leaving 3-foot drifts in spots.

— On April 28, baseball- to softball-sized hail pummeled the St. Louis area. About 50,000 cars were damaged. Individual insurance claims, including for home roofs and sidings, could top 80,000 in Missouri, according to the property claims services unit of Verisk Analytics. Insured losses are estimated at $450 million, but the total loss should be much higher when uninsured damage is included.

— On June 13, what appears to have been the largest hail of the year fell on Dallas. Early estimates put damages at $900 million or more, which would make the hailstorm the fifth most costly in Texas history. Damage claims totaled about 130,000.

Reports of two-inch diameter hail, the size of a hen egg, have been steadily increasing since the 1950s, when the average was 150 to 200 events per year. By the early 2000s, the average had risen to 400 to 500. From 2008 to 2011, the average was 695, and last year the figure topped 1,000 for the first time.

But Greg Carbin, the warning coordination meteorologist at the Storm Prediction Center, told InsideClimate News he's cautious about reading too much into those numbers.

"Part of the [bigger] number is realistic, and it suggests we're seeing more hail events, but there are non-meteorological factors accounting for some of it," he said. "The statistics are there, but you should be very careful in filtering it."

Much of the increase in reported hailstorms can be attributed to a larger population, the presence of more trained weather spotters and improvements in radar.

In terms of hail crop damage, last year was the worst on record in the United States. In 2011, premiums for hail insurance reached an all-time high of $841.7 million, according to Crop Insurance Today. And for only the second time since 1948, paid losses, which hit $962.2 million, exceeded the premiums.

Although there have been more reports of large hail so far this year, there may not be a corresponding increase in hail crop damage. Last year, most of the damaging hail came later in the summer, when crops were further along.

Hail and Global Warming

For a storm to produce hail, it must have strong updrafts. (Here's an animated explanation of the mechanics of a hailstorm.) The storm doesn't have to be a thunderstorm to produce small hail, but very large hail does form in severe thunderstorms.

What the future holds for hail is unclear.

"NOAA's position is that extreme precipitation events are increasing, and that does appear to be a result of climate change," Carbin said. "But we can't tell you that there's necessarily a correlation between a warmer climate and more hailstorms."

He said two critical atmospheric ingredients are needed to create severe thunderstorms, the kinds of storms that also produce tornados: instability and wind shear. The National Weather Service describes instability as the "tendency for air parcels to accelerate when they are displaced from their original position; especially, the tendency to accelerate upward after being lifted." The greater the instability, the greater the storm's precipitation potential.

A warmer world should have more instability, Carbin said, and that means there should be more storms.

"But you also need shear involvement," he said. "That may be even more important than instability. You may not have more shear. You may have less."

Shear is a change in wind speed or direction as the height changes. It's based on the temperature differential over an area, basically with cold air from the north and warm air from the south.

The more intense that temperature gradient, the more intense the shear. In a warmer world, scientists aren't sure what happens to that temperature gradient, Carbin said.

If the northern latitudes are warmer, that sharp temperature difference may be absent or reduced. That already happens in the summer months, when the north warms due to increased sunlight, and tornado activity and large hailstorms drop off in the U.S. Plains.

But a study done by European scientists in 2010 found that climate change will lead to a 25 to 50 percent increase in outdoor crop damage due to hailstorms by 2050 in parts of Europe.

Another study published in the journal Nature Climate Change in January found increased warmth could lead to fewer hailstorms on the eastern flank of the Colorado Rockies.            

That might be good for gardeners and farmers, who would suffer less crop damage, but it might create a far bigger risk of damaging flash floods. Precipitation that falls as hail takes a while to melt and doesn't run off nearly as fast as a heavy rainfall of the same volume.

Prone Areas

Today, hail is a frequent visitor on the eastern side of the Rockies. Wyoming ranked No. 1 in claim frequency and property damages in 2011. The town of Cheyenne, according to a study done in the mid-1990s, averages more than eight hailstorms a year, making it the hail leader in a hail-prone area.

On July 12, 2011, Cheyenne, a city of about 60,000, was battered by an intense storm with golf-ball-sized hail that did more than $25 million in damage. Nearly a year later, because of a shortage of contractors, residents are still getting their roofs repaired.  

"It was really spectacular." That's how Josh Rhoten, a reporter at the Wyoming Tribune Eagle, described the hailstorm in an interview with InsideClimate News. "People were blown away. They'd never seen anything this large, this devastating."

The accumulated hail, mixed with heavy rain, overwhelmed aging storm drains downtown. City crews waded through waist-deep water and hail to clear the drains, and flooding added to the damages.

Vicki Nemecek, Cheyenne's assistant public works director, watched helplessly just after 5 p.m. as ice missiles spread dents on her unprotected car.

"There was a crew of us standing there watching, wondering if we should go out to our cars," she told InsideClimate News. "I thought, if it's doing that to my car, I don't want it doing that to my head."

Damages to her car totaled $12,000. Thirteen days later, another massive hailstorm hit Cheyenne, although the hail was smaller and the damage not as significant.

The hail in the St. Louis area in late April this year was far bigger and much more frightening. Judy Evans, who lives in Maryland Heights, a suburb about 20 miles from downtown St. Louis, said tornado sirens went off just a few minutes before the hail arrived. She and her family fled to their basement.

"I've never heard hail anywhere near that loud before," said Evans, the food editor at the St. Louis Post Dispatch. "I thought a tornado was hitting."

When they emerged from the basement, they were relieved to find the house basically intact. But when they went outside, they saw what the tennis-ball to softball-sized hail had done. In two minutes, it had destroyed the home's gutters and downspouts and shredded much of their roof. It blew out the back windshield of a car parked on the street and totaled it. Another car, which was partially covered, had $7,000 in damages. Total damages to her cars and property will exceed $20,000, Evans said.

Stories and damage reports out of Dallas after the June 13 storm were similar. The difference with that storm was the forecasters didn't see it coming. There were no watches or warning issued, Carbin said. Hours before, he said he detected the possibility of a severe thunderstorm developing in the area, but it wasn’t close to certain.

"You don't want to do so [issue warnings] in all of the borderline situations, because people will think you're crying wolf," he said. "That's reality of this business. You're not going to get every one."

Better Hail Data

All U.S. hail data originates with the National Weather Service, and the quality of that data should start to improve drastically. The Storm Prediction Center has developed new grids that create a national mosaic of hail activity, with five-minute updates and 24-hour summaries. Carbin said the grid represents a breakthrough in the weather service's ability to detect and document hail events.

A move to remote sensing using radar should also reduce reporting problems caused by human error.

"In a few years, we'll have a remarkable dataset on where large hail is occurring," Carbin said.

That dataset should help climate scientists paint a clearer picture of hail's impact in a world further altered by climate change.

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