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insurance

As Climate Disasters Create an Insurance Crisis, a California Bill Seeks to Make Fossil Fuel Companies Pay

Premiums “have gone through the roof” and insurers have been leaving the state as the costs of disasters soar amid worsening extreme weather.

By Steven Rodas

Misty Cheng looks at flood damage to her home in Wrightwood, Calif., on Dec. 25, 2025. Credit: Eric Thayer/Los Angeles Times via Getty Images

Choosing the Right Home Is Tough. Climate Change Is Making It Harder.

By Kiley Price

A jogger makes their way across a snowy street after a winter storm hit Seattle on Feb. 13, 2021. Credit: David Ryder/Getty Images

Homeowners Sue Oil Companies as Climate Damage Drives up Insurance Rates

By Dana Drugmand

Okeechobee Mayor Dowling Watford stands in front of Florida’s Lake Okeechobee in May. Credit: Amy Green/Inside Climate News

In the Midst of Florida’s Insurance Crisis, What Recourse Do Residents Have?

By Amy Green

Students from Northern Illinois University prepare to launch a weather balloon to capture data on temperature, humidity, wind speed and direction. Credit: National Science Foundation ICECHIP

As Climate Change Makes Hail More Destructive, Illinois Residents Pay the Price

By Susan Cosier

An aerial view of Dauphin Island’s shoreline and marsh mounds in Alabama. Credit: Lee Hedgepeth/Inside Climate News

Can Shoreline Restoration Rein in Rising Flood Insurance Prices?

By Sydney Cromwell, Southern Science

Once billed as the Chicago of the South, Okeechobee, never experienced the booming growth and development that has transformed Florida’s coasts. Credit: Amy Green/Inside Climate News

Florida’s Home Insurance Crisis Hits Hardest in Some of the State’s Poorest Counties

By Amy Green, Peter Aldhous

For Insurers, Smaller Weather Events Add Up to Big Losses as Climate Change Accelerates

By Kiley Price

An LNG tanker makes its way into Cameron Pass near the site of Venture Global’s Calcasieu Pass project in southwest Louisiana. Credit: The Washington Post via Getty Images

Chubb No Longer Insuring Gulf Coast LNG Project That Faces Sustained Opposition Over Health Concerns

By Keerti Gopal

A family salvages belongings in the aftermath of Hurricane Helene on Sept. 30, 2024, in Old Fort, N.C. Credit: Melissa Sue Gerrits/Getty Images

An Insurance Crisis Compounded by Climate Change Threatens the Broader U.S. Economy

By Lisa Sorg

Tariffs Could Spike Rates in an Already Climate-Stressed Insurance Market

By Kiley Price

Peering Into a Bleak, ‘Uninsurable Future’

By Kiley Price

Several hundred activists marched through the streets of London on Oct. 28, holding flags bearing the Extinction Rebellion logo and posters calling for insurance companies to stop underwriting fossil fuel projects. Credit: Keerti Gopal/Inside Climate News

To End the Fossil Fuel Era, Activists in London Target the Insurance Industry

By Keerti Gopal

Firefighters with the North Fork Fire Protection District add water to burned townhomes on Jan. 1, 2022 after the Marshall Fire swept through Superior, Colo. Credit: Helen H. Richardson/MediaNews Group/The Denver Post via Getty Images

Insurance Insiders Say Regulation and Mitigation Can Keep the Industry from Retreating in Colorado

By Tim Drugan

Climate-Fueled Extreme Weather Is Hiking up Car Insurance Rates

By Kiley Price

The increasing number and severity of natural disasters like wildfires and hurricanes have cast home insurance markets into turmoil, leading to an explosive rise in premiums. Credit: Justin Sullivan/Getty Images via Grist

Climate Impacts Put Insurance Commissioner Races in the Spotlight

By Jesse Nichols, Grist

A view of the damage left in Chauvin, Louisiana, after Hurricane Ida hit the state in 2021. Louisiana homeowners may have a harder time holding onto their private insurance after the state Legislature made it easier for insurers to cancel policies. Credit: Rachel Mipro/Louisiana Illuminator

Louisiana’s ‘Business-Friendly’ Climate Response: Canceled Home Insurance Plans

By Terry L. Jones, Floodlight

As States Recover from Climate-Related Disasters, They Also Must Prepare for Future Ones

By Kiley Price

Coastal Communities’ Living Barriers—Mangroves and Coral Reefs—Could Soon Collapse Due to Climate Change

By Kiley Price

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